PennyTrace

Sign in to your account

$0.00
Grand total
$0.00
recurring + CC & bank charges
Recurring expenses
$0.00
auto-applied
CC & Bank charges
$0.00
0 transactions
Trend
Spending by category
CC & Bank charges
CC: $0.00 Bank: $0.00
Recent transactions
DateCategoryMerchantAmount
Payment method
Year
Month
Category
Card
Date Category Merchant / Notes Card Amount
Expected CSV format

Your CSV needs a header row with these columns (notes column is optional):

date, category, card, merchant, amount, notes

Date format is auto-detected. If dates are coming in wrong, use the override below.

Date format override:
Click to choose a CSV file
or drag and drop here
Amount history is tracked per item. When a rate changes, click "Update rate" and enter the new amount with the month it takes effect. Past months keep their original amounts โ€” your historical data stays accurate.
Auto-debit / bank transfer 0 items
Paid by credit card 0 items
These are counted in your recurring total. Don't also log them as CC transactions or they'll be double-counted.
Current monthly recurring total (latest rates)
$0.00
Auto-debit: $0.00
Paid by CC: $0.00
Categories
Credit Cards
Save & Backup
Checking file link...

Data auto-saves to expenses.json on every change. Keep a weekly backup in OneDrive as an extra safety net.

Cloud Sync not configured

Connect to a Cloudflare Worker to sync your data across devices. Setup guide

Data Recovery

If your JSON file was accidentally overwritten, your browser may still have a copy in localStorage.

Checking browser storage...
Danger zone

Delete ALL transaction data permanently. Cannot be undone.

Saved